About us

eCounsel group

A boutique firm with unparalleled expertise in business and technology. We have good command of industrial ecology and legal practice, and have undertaken highly regarded cases. Because the small business scope, we pay more emphasis on effectiveness and efficiency, and choose clients with deliberation. The managing partner not only has extensive experiences in various legal issues more over than 20 years, but invests and manages several technology companies. In addition, he always checks each case rigorously. Clients’ business objectives are our primary focus. To achieve the same in the most cost-effective fashion trumps all seemingly sophisticated legal discussions.

Loans vs. Global Recession

2016 - 01 - 22

Ex BIS chief economist William White warns of epic debt tsunami worse than 2007

全球恐面臨債務海嘯

前國際清算銀行（BIS）首席經濟學家懷特（William White）警告，全球金融體系日益不穩定，面臨一波巨大的債務海嘯，情勢比2007年時更糟，可能對社會與政治穩定帶來嚴峻考驗。懷特現任經濟合作發展組織（OECD）審查委員會主席，他在達沃斯世界經濟論壇舉行前夕接受英國電訊報訪問時說：「現在的情況比2007年糟。我們用來抗衰退的總體經濟彈藥基本上全用光了。」

“A global recession made in China”

以下將對於全球投資人預期中國經濟前景之分析：

中國拿青春賭明天的超簡化10點例示
1. 煉鋼廠以土地廠房抵押向銀行借款百億，擴充產能大聘工人
2. 建商向銀行土融建融借十億，蓋樓房預售
3. 煉鋼廠員工薪資提高，靠銀行貸款買樓
4. 銀行貸款業務爆衝，行員加薪也貸款買樓
5. 二年後景氣下滑，煉鋼廠產能過剩，裁員減薪
6. 煉鋼廠遲付貸款，要求紓困，銀行減薪
7. 預售未能出清，建商餘屋有30%，為償債降價拋售
8. 鋼廠員工無力償付貸款，30%屋主遭抵押法拍
9. 再二年後屋價跌至預售價之60%，低於房貸餘額，銀行員工眼見房價繼續下探不願繼續揹負貸款，賤價拋售，加速跌勢
10. 煉鋼廠紓困後仍然無法償債，二年後土地廠房被法拍，倒閉，全體員工失業，其中60%無力償付房貸，再遭法拍…..

全球股市熊熊來襲，而其漲跌與預期心理正相關。

Trip to Germany (Part 1 - We Should be Proud)

2014-09-16

For my clients’ businesses and my own investments, I have traveled North America coast to coast for over 60 or 70 times since I became a lawyer. Continue reading

Pardon Power isn't All That Powerful

2017-09-25

The United States Constitution grants the POTUS the pardon power for federal crimes and state offences recognizable under state criminal law. “But issuing pardons to his own friends, associates and relatives could be a perilous path for…

59 football fields large, 10 million items and Kiva robots

2016-02-01

In around 10 years, Amazon has turned from a website that sells books to a e-commerce conglomerate that beats its competition in its cloud business. 以下Fox News的報導，只有五分鐘，和讀者們分享。對Amazon而言，這只是它的109個物流倉庫之一。 Behind the scenes of an Amazon warehouse Amazon這家公司僅僅不過用了短短（從全球零售業的發展來看）的十幾年，就從一家線上賣書的公司，變身為舉世電商的龍頭、又笑傲雲端最核心的技術與商業模式、並且在消費生態系中無縫整合影、音串流之服務。我們這十幾年來最有興趣的研究課題之一，就是Amazon的思維模式。密切觀察它的發展、不斷使用它所提供的各種產品與服務，就會知道它歷來總共作過哪些嘗試、犯過哪些錯誤、以及創造了哪些可能。…

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