About us

eCounsel group

A boutique firm with unparalleled expertise in business and technology. We have good command of industrial ecology and legal practice, and have undertaken highly regarded cases. Because the small business scope, we pay more emphasis on effectiveness and efficiency, and choose clients with deliberation. The managing partner not only has extensive experiences in various legal issues more over than 20 years, but invests and manages several technology companies. In addition, he always checks each case rigorously. Clients’ business objectives are our primary focus. To achieve the same in the most cost-effective fashion trumps all seemingly sophisticated legal discussions.

High User Experience Design

2019 - 07 - 29

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Part-timers' Rights

2016-11-27

US unemployment rate is looking good. It rose to 10% in 2008 but has been at around 5% over the past two years. 美國的就業數據表面看來不差。失業率，08年金融海嘯後曾飆上10%，但最近這兩年都落在5%左右。然而，因為失業數據裡不包括「對人生絕望不再求職的」、「打零工的」、「每月工資無法滿足食衣住行的」那些人，而他們也正是希拉蕊口中低教育程度、低工作技能、既可悲又沒尊嚴的”Deplorables”。看不見自己的未來，於是大家就送給了川普四年「讓美國再次偉大」的未來。計時工必然賺很少嗎？美國餐飲業普遍的現象，小費（通例是收銀機帳單金額的10%以上），是顧客在付帳時隨自己開心給的。如果不算速食業，那種坐下來好好吃頓飯、有服務員去桌邊幫你點菜的餐廳，在大城市裡，平均每餐加上非酒精飲料和甜點，一個人吃到US$40（不提中餐晚餐價格差異、也更不提開上一兩瓶葡萄酒動輒餐費翻倍）以上根本不算件事。服務到讓客人開心，小費給15%同樣也不算件事。以平均每桌二人、五名服務員伺候二十桌、每天每桌從中餐到晚餐總共做了三輪來計算，那家餐廳當天的小費會收到： 20 * 3 * 2 * $40 * 15%…

America Today and Its Founding Values

2016-11-06

No matter its Clinton or Trump in the White House, the outlook remains dim for America, a situation perceived not only by American, also the world. 不論川普或柯林頓上，美國的下場只有一個慘字。這，不僅全美國人民知道，全世界也都知道。今天（星期日）上午九點，走進華盛頓國家大教堂。行禮如儀的事暫且略下不表，但牧師 Randolph Marshal Hollerith 所傳遞的信息，對鎮日探索美國今昔的我而言，等同舖上最後一哩路。淒涼的是，宏偉壯觀的教堂大廳（目測可容納1,500人以上）裡，僅僅坐了區區400-500人；而這裡面還包括了一團約40人、中老年人占絕大多數、來自印第安納州的遊客。周日全家老小穿上最好的衣服去教堂唱詩歌聽牧師講道，在上個世代的美國是一種社會儀文（雖然我們清楚，即便去的人裡面，可能有大部分的只是「拿香跟著拜」，拜什麼？啊就跟著拜啊！）；而目前，在這兒教會裡的年齡層分佈，又讓我再想起歐美的音樂廳。年輕人，已近絕跡。剛講的「全家老小」亦已不復見。（以下論述會將自己所認知的美國立國精神與基督教義作連結，對此不認同的朋友就別讀了） Kingdom of…

As Fed Finally Raises Rates

2015-12-07

Fed bets that low rates’ job benefits outweigh any financial disruption 2004，聯準會開始升息；2007，次級貸款這個核彈爆了，陷入大衰退。 Fed bets that low rates’ job benefits outweigh any financial disruption 一句話解釋次級貸款危機的核心：華爾街一群自以為聰明之人把鉅大風險披上糖衣的衍生性金融商品，並藉此賺取暴利。 2015，聯準會開始升息。當年的次貸，透過精密惡毒的計算，把愈來愈多錢以貨幣乘數從銀行裡循環生出來、再借給那批信用根本不夠好的人去買房。當利率升、房價跌的時候，結果不言可喻，當然就是一間房一間房因為抵押貸款還不出而被拍賣，讓房價再進一步下跌。 WSJ作了簡單的折線圖，列出過去三次（1994, 1999, 2004）Fed調升利率時，存款、房貸、車貸利率之相應變化。結論： 1. 存款利率幾乎沒動 2. 房貸利率前二次升，第三次微降 3. 車貸利率三次全升…

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